Pub. 13 2023 Issue 1

Arizona’s 2023 56th Legislature, First Regular Session kicked off on Jan. 9, 2023, with nearly half of the Legislators holding their offices for the first time. With a Democrat Executive and Republican Majority Legislature, it became clear in the early hours of Session that this was going to be a very challenging session. It started …

Under The Copper Dome: Banks Are Fighting Back Efforts to Kill Bad Legislation Are Underway Read More »

By now, many of us have seen a TikTok video filmed at someone’s workplace — a “day in the life” video, someone complaining about their coworkers, supervisors, or customers, or someone talking about an unrelated subject while at the office. And a relatively new platform, BeReal, goes a step further by encouraging users to provide …

Over-Sharing in the Workplace? Why Your Company May Need a TikTok and BeReal Policy Read More »

on Jan. 5, 2023, the Federal Trade Commission (FTC) released a Notice of Proposed Rulemaking (“the proposed rule”) to essentially implement an all-out federal ban on non-compete clauses in employment contracts. Non-compete clauses generally restrict a person’s ability to work for a competing employer, whether by name or in general. Many times, these clauses will …

To Compete, or Non-Compete? That is the Question. Read More »

According to the National Safety Council, slips, trips and falls are the third leading cause of injury in the workplace. Some of these incidents occur at banks with employees or customers. While these mishaps might be commonplace, there is a proactive approach banks can take to help reduce the risk of their employees and customers …

Slip, Trip and Fall Prevention Read More »

“Has the train left the station? Are we trying to bolt the door after the horse has left the stable?” These are the types of questions community bank Directors are asking in the aftermath of the largest single-year interest rate increase since 1980. Playing catch-up in its fight to control inflation, the Federal Reserve’s rate …

Why It’s Not Too Late for Interest Rate Swaps Read More »

SEO, as you know, now plays a more critical role than ever in the marketing content that you create to engage your customer. And Google, as you also know, plays a critical role in determining how and when that customer engages with it. It’s important, then, to keep an eye on Google and keep abreast …

Want Your Content Viewed? Better Pay Attention to Google Read More »

Bankers aren’t exactly thrilled with the current proposal to reform the Community Reinvestment Act. They’ve publicly criticized much of it, from the examinations that would likely become more stringent; to online lending changes that could harm low- and moderate-income communities; to the timeline for finalizing and implementing the rule. Trade groups have even warned about …

Ludwig on CRA Revamp, Bank-Fintech Scrutiny, and Crypto’s Future Read More »

Measuring capital value can sometimes be challenged by the type of scale that is used. Take the tangible capital rule that determines if a bank qualifies for Federal Home Loan Bank (FHLB) advances. Created in 1932, the FHLB system promotes its role as a source of liquidity to banks, particularly during times of economic stress. …

Rising Interest Rates May Shut Some Community Banks out of FHLB Funding Read More »

May 31 – June 3, 2023 Join 100+ of your bank colleagues from Arizona and Colorado along with associate member sponsors at the Jewel of the Sonoran Desert for 4 days of learning and connecting at the Ritz Carlton at Dove Mountain in Marana, AZ.  Marana, Arizonaazbankers.org/registeremail: events@azbankers.org