Pub. 13 2023 Issue 2

Doing business across borders — whether physically or digitally — is becoming increasingly important for small businesses. The majority (91%) of U.S. and European small business owners feel cross-border commerce is a moderate to high priority, with 48% saying it’s critical to keep up with the competition. Essential International Payment Solutions Of course, businesses expanding …

Helping Small Businesses Go International Read More »

Withdrawals from depositors have subsided or stabilized since March, but the episode supercharged trends that could result in a pullback in lending and a mild recession, experts said during an S&P Global Market Intelligence webinar on April 27. “Even before the failures of Silicon Valley Bank and Signature Bank in early March, deposits had become …

S&P Webinar: U.S. Banks To Stockpile ‘Precious’ Deposits With Recession Forecast Read More »

You’re sending out emails. But, are you getting the response and the return that you want and deserve? Even if you’ve been in the bank marketing business for a relatively short time, you probably understand the power of marketing automation. And when it comes to automating marketing processes, there’s nothing like using automation to supercharge …

They Opened Your Email. Now What? Read More »

The LastPass breach reminded us there is no way to stay 100% safe online and highlights some of the risks associated with using a central vault to store passwords and other secrets. However, password managers (PMs) remain the most secure way to protect passwords, even though they are not perfect. PMs allow you to store …

Are Password Managers Secure? Read More »

To browse the winning issue, go to https://the-arizona-banker.thenewslinkgroup.org/pub-12-2022-issue-4/. To see the list of winners on The Communicator Awards website, go to https://www.communicatorawards.com/winners/.

The early 2000s are reemerging with their crop tops, low-rise jeans, flip phones and mortgage buydowns. Deja-vu! Pre-crisis teaser rates have been reborn into mortgage buydowns, both temporary and permanent. With the housing markets remaining pricey and rates still higher than they have been in years, many buyers are looking for assistance in any form. …

Keep It Long Enough, It Will Come Back In Fashion: Buydown Program Considerations Read More »

 To view this year’s winners, go to https://enter.amcpros.com/hermes/winners/2023.

Whether you were counting down the minutes until its release or hoping it would be put off as long as possible, it’s finally here — the Section 1071 Final Rule. The Final Rule caps a more than 10-year wait from the enactment of the original statute which prescribed these requirements in the 2010 Dodd-Frank Act, …

Section 1071 Final Rule: What You Need to Know Read More »

The U.S. banking system has long been the envy of the world. The reasons for this are many, but at the core, it’s because our nation has cultivated a vibrant, thriving financial services sector made up of banks of all sizes, charters, business models and risk profiles. Each one of these institutions has an important …

Washington Update: America’s Banks Are Stronger Together Read More »