Pub. 4 2014 Issue 3

7 SUMMER 2014 strong expertise in both of these ar - eas that has developed over years of specific concentration on these type of lending opportunities. Where are you from? What brought you to Arizona? I was born in Lincoln Nebraska and raised in Denver, Colorado. My fa- ther (Jim) was a stock broker and my mother (Karen) still lives in Denver. I came to the University of Arizona to play baseball, which I did for 4 years. After school, I remained in Arizona and moved to Scottsdale, as I was engaged to marry my wife (Liz) in 1990. In your view, what will the Arizona banking industry look like 10 years from to- day? I think we will have fewer banks in Arizona than we do today. Unfor- tunately, new banking regulations will force the smaller institutions to merge with larger institutions to be able to handle the increased compli - ance costs of banking. What is something about you that will surprise our readers? I enjoy cooking as much as pos- sible for family and friends. I am not afraid to explore new recipes to get people excited about enjoying time together through food. w Save the Date Directors’ College October 30, 2014 1:00pm to 5:00pm The University Club of Phoenix CPE Credit Available Agenda Available Soon at www.Azbankers.org